Call reports 2009
MIDLAND STATES BANK — 2009
What MIDLAND STATES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 573,679,000 | 1,126,254,000 | 1,146,281,000 | 1,112,756,000 |
| Total loans | 437,643,000 | 591,456,000 | 615,238,000 | 625,259,000 |
| Allowance for loan losses | 4,031,000 | 4,933,000 | 5,208,000 | 19,766,000 |
| Securities available for sale | 77,753,000 | 348,657,000 | 342,006,000 | 298,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 486,035,000 | 952,745,000 | 911,400,000 | 920,870,000 |
| Interest-bearing deposits | 427,202,000 | 884,161,000 | 843,646,000 | 851,939,000 |
| Noninterest-bearing deposits | 58,833,000 | 68,584,000 | 67,754,000 | 68,931,000 |
| Equity capital | 55,825,000 | 110,489,000 | 117,019,000 | 92,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,454,000 | 17,511,000 | 32,736,000 | 49,485,000 |
| Interest expense | 2,653,000 | 6,981,000 | 13,386,000 | 18,969,000 |
| Net interest income | 3,801,000 | 10,530,000 | 19,350,000 | 30,516,000 |
| Noninterest income | 1,142,000 | 42,055,000 | 43,382,000 | 42,460,000 |
| Noninterest expense | 3,774,000 | 11,382,000 | 16,845,000 | 23,004,000 |
| Provision for loan losses | 589,000 | 1,684,000 | 3,081,000 | 20,728,000 |
| Pretax income | 751,000 | 39,793,000 | 43,152,000 | 29,590,000 |
| Income tax | 219,000 | 15,170,000 | 15,582,000 | 10,014,000 |
| Net income | 532,000 | 24,623,000 | 27,570,000 | 19,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,626,000 | 101,411,000 | 104,191,000 | 85,886,000 |
| Total capital | 51,657,000 | 106,344,000 | 109,399,000 | 94,572,000 |
| Risk-weighted assets | 474,109,000 | 579,410,000 | 562,527,000 | 683,840,000 |