Call reports 2002
MIDLAND STATES BANK — 2002
What MIDLAND STATES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 271,938,000 | 282,825,000 | 292,881,000 | 300,525,000 |
| Total loans | 183,814,000 | 195,847,000 | 201,369,000 | 209,872,000 |
| Allowance for loan losses | 2,341,000 | 2,473,000 | 2,826,000 | 2,878,000 |
| Securities available for sale | 64,813,000 | 62,575,000 | 69,938,000 | 60,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,897,000 | 230,904,000 | 237,047,000 | 241,801,000 |
| Interest-bearing deposits | 197,448,000 | 200,813,000 | 210,421,000 | 214,099,000 |
| Noninterest-bearing deposits | 25,449,000 | 30,091,000 | 26,626,000 | 27,702,000 |
| Equity capital | 25,812,000 | 27,183,000 | 28,189,000 | 28,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,240,000 | 8,481,000 | 12,711,000 | 16,925,000 |
| Interest expense | 1,608,000 | 3,130,000 | 4,647,000 | 6,090,000 |
| Net interest income | 2,632,000 | 5,351,000 | 8,064,000 | 10,835,000 |
| Noninterest income | 553,000 | 1,122,000 | 1,831,000 | 2,706,000 |
| Noninterest expense | 1,935,000 | 4,002,000 | 6,081,000 | 8,280,000 |
| Provision for loan losses | 201,000 | 409,000 | 778,000 | 784,000 |
| Pretax income | 1,049,000 | 2,062,000 | 3,355,000 | 4,796,000 |
| Income tax | 294,000 | 565,000 | 946,000 | 1,373,000 |
| Net income | 755,000 | 1,497,000 | 2,409,000 | 3,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,726,000 | 22,367,000 | 23,179,000 | 24,093,000 |
| Total capital | 24,067,000 | 24,840,000 | 25,774,000 | 26,795,000 |
| Risk-weighted assets | 189,764,000 | 201,514,000 | 207,406,000 | 216,012,000 |