Call reports 2001
MIDLAND STATES BANK — 2001
What MIDLAND STATES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 250,049,000 | 263,591,000 | 268,727,000 | 274,026,000 |
| Total loans | 183,963,000 | 191,938,000 | 190,185,000 | 191,576,000 |
| Allowance for loan losses | 1,723,000 | 1,508,000 | 1,614,000 | 2,117,000 |
| Securities available for sale | 40,096,000 | 47,909,000 | 51,622,000 | 46,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,996,000 | 218,004,000 | 221,902,000 | 222,581,000 |
| Interest-bearing deposits | 190,199,000 | 193,511,000 | 197,069,000 | 194,076,000 |
| Noninterest-bearing deposits | 23,797,000 | 24,493,000 | 24,833,000 | 28,505,000 |
| Equity capital | 24,281,000 | 24,628,000 | 25,554,000 | 25,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,600,000 | 9,194,000 | 13,866,000 | 18,382,000 |
| Interest expense | 2,372,000 | 4,660,000 | 6,822,000 | 8,679,000 |
| Net interest income | 2,228,000 | 4,534,000 | 7,044,000 | 9,703,000 |
| Noninterest income | 436,000 | 1,012,000 | 1,587,000 | 2,268,000 |
| Noninterest expense | 1,828,000 | 3,740,000 | 5,652,000 | 7,804,000 |
| Provision for loan losses | 162,000 | 324,000 | 526,000 | 1,075,000 |
| Pretax income | 674,000 | 1,482,000 | 2,453,000 | 3,414,000 |
| Income tax | 179,000 | 412,000 | 700,000 | 962,000 |
| Net income | 495,000 | 1,070,000 | 1,753,000 | 2,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,233,000 | 19,655,000 | 20,424,000 | 21,071,000 |
| Total capital | 20,956,000 | 21,163,000 | 22,038,000 | 23,188,000 |
| Risk-weighted assets | 175,451,000 | 184,093,000 | 187,546,000 | 193,274,000 |