Call reports 2026
UNITED VALLEY BANK — 2026
What UNITED VALLEY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 722,966,000 | 751,561,000 |
| Total loans | 521,327,000 | 550,317,000 |
| Allowance for loan losses | 6,295,000 | 6,378,000 |
| Securities available for sale | 115,004,000 | 116,394,000 |
| Securities held to maturity | 60,000 | 58,000 |
| Trading assets | 0 | 0 |
| Total deposits | 632,380,000 | 628,487,000 |
| Interest-bearing deposits | 531,825,000 | 544,153,000 |
| Noninterest-bearing deposits | 100,555,000 | 84,334,000 |
| Equity capital | 77,943,000 | 79,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,165,000 | 19,079,000 |
| Interest expense | 3,246,000 | 6,623,000 |
| Net interest income | 5,919,000 | 12,456,000 |
| Noninterest income | 258,000 | 559,000 |
| Noninterest expense | 4,336,000 | 8,718,000 |
| Provision for loan losses | 240,000 | 320,000 |
| Pretax income | 1,560,000 | 4,013,000 |
| Income tax | 0 | 0 |
| Net income | 1,560,000 | 4,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 75,970,000 | 77,180,000 |