Call report 2025Q4
UNITED VALLEY BANK — 2025Q4
The 22 measures UNITED VALLEY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 722,777,000 | USD | evidence → |
| Total loans | 514,107,000 | USD | evidence → |
| Allowance for loan losses | 6,059,000 | USD | evidence → |
| Securities available for sale | 119,338,000 | USD | evidence → |
| Securities held to maturity | 98,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 609,904,000 | USD | evidence → |
| Interest-bearing deposits | 511,707,000 | USD | evidence → |
| Noninterest-bearing deposits | 98,197,000 | USD | evidence → |
| Equity capital | 77,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,363,000 | USD | evidence → |
| Interest expense | 12,658,000 | USD | evidence → |
| Net interest income | 22,705,000 | USD | evidence → |
| Noninterest income | 1,559,000 | USD | evidence → |
| Noninterest expense | 15,365,000 | USD | evidence → |
| Provision for loan losses | -290,000 | USD | evidence → |
| Pretax income | 9,228,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 9,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,316,000 | USD | evidence → |