Call reports 2023
UNITED VALLEY BANK — 2023
What UNITED VALLEY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 606,768,000 | 612,607,000 | 623,558,000 | 634,009,000 |
| Total loans | 404,408,000 | 414,756,000 | 429,339,000 | 437,757,000 |
| Allowance for loan losses | 5,552,000 | 5,532,000 | 5,595,000 | 5,651,000 |
| Securities available for sale | 130,813,000 | 122,824,000 | 118,050,000 | 124,464,000 |
| Securities held to maturity | 205,000 | 199,000 | 193,000 | 189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,025,000 | 525,856,000 | 542,794,000 | 573,374,000 |
| Interest-bearing deposits | 435,454,000 | 440,366,000 | 458,730,000 | 473,312,000 |
| Noninterest-bearing deposits | 104,571,000 | 85,490,000 | 84,064,000 | 100,062,000 |
| Equity capital | 51,424,000 | 50,833,000 | 49,036,000 | 54,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,835,000 | 12,559,000 | 19,806,000 | 27,310,000 |
| Interest expense | 994,000 | 2,864,000 | 5,454,000 | 8,191,000 |
| Net interest income | 4,841,000 | 9,695,000 | 14,352,000 | 19,119,000 |
| Noninterest income | 282,000 | 320,000 | 612,000 | 903,000 |
| Noninterest expense | 3,188,000 | 6,310,000 | 9,491,000 | 12,809,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,950,000 | 3,718,000 | 5,501,000 | 7,301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,950,000 | 3,718,000 | 5,501,000 | 7,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,580,000 | 54,399,000 | 55,427,000 | 56,328,000 |
| Total capital | 59,098,000 | 59,931,000 | 61,022,000 | 61,979,000 |
| Risk-weighted assets | 441,411,000 | 446,617,000 | 482,254,000 | 488,827,000 |