Call reports 2022
UNITED VALLEY BANK — 2022
What UNITED VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 584,737,000 | 571,579,000 | 576,964,000 | 591,971,000 |
| Total loans | 361,734,000 | 385,185,000 | 406,565,000 | 416,877,000 |
| Allowance for loan losses | 4,999,000 | 5,111,000 | 5,256,000 | 5,329,000 |
| Securities available for sale | 151,819,000 | 142,175,000 | 136,258,000 | 134,999,000 |
| Securities held to maturity | 430,000 | 265,000 | 254,000 | 246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 528,324,000 | 520,332,000 | 521,697,000 | 524,380,000 |
| Interest-bearing deposits | 423,740,000 | 418,480,000 | 430,332,000 | 415,881,000 |
| Noninterest-bearing deposits | 104,584,000 | 101,852,000 | 91,365,000 | 108,499,000 |
| Equity capital | 52,317,000 | 48,262,000 | 44,949,000 | 48,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,281,000 | 8,947,000 | 14,069,000 | 19,839,000 |
| Interest expense | 205,000 | 385,000 | 705,000 | 1,282,000 |
| Net interest income | 4,076,000 | 8,562,000 | 13,364,000 | 18,557,000 |
| Noninterest income | 385,000 | 701,000 | 992,000 | 950,000 |
| Noninterest expense | 3,118,000 | 6,247,000 | 9,177,000 | 12,235,000 |
| Provision for loan losses | 50,000 | 225,000 | 375,000 | 375,000 |
| Pretax income | 1,270,000 | 2,745,000 | 4,762,000 | 6,870,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,270,000 | 2,745,000 | 4,762,000 | 6,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,333,000 | 50,233,000 | 51,612,000 | 52,890,000 |
| Total capital | 54,211,000 | 55,344,000 | 56,866,000 | 58,219,000 |
| Risk-weighted assets | 390,120,000 | 418,643,000 | 439,643,000 | 451,445,000 |