Call reports 2021
UNITED VALLEY BANK — 2021
What UNITED VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 550,231,000 | 547,405,000 | 552,566,000 | 599,110,000 |
| Total loans | 330,700,000 | 354,849,000 | 356,162,000 | 367,687,000 |
| Allowance for loan losses | 4,883,000 | 4,883,000 | 5,018,000 | 4,948,000 |
| Securities available for sale | 98,786,000 | 127,962,000 | 129,742,000 | 150,709,000 |
| Securities held to maturity | 615,000 | 504,000 | 491,000 | 477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,949,000 | 487,502,000 | 489,734,000 | 537,150,000 |
| Interest-bearing deposits | 398,503,000 | 403,680,000 | 404,463,000 | 433,725,000 |
| Noninterest-bearing deposits | 93,446,000 | 83,822,000 | 85,271,000 | 103,425,000 |
| Equity capital | 54,717,000 | 55,209,000 | 56,361,000 | 59,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,388,000 | 8,921,000 | 14,127,000 | 18,547,000 |
| Interest expense | 331,000 | 623,000 | 904,000 | 1,144,000 |
| Net interest income | 4,057,000 | 8,298,000 | 13,223,000 | 17,403,000 |
| Noninterest income | 393,000 | 743,000 | 1,077,000 | 1,347,000 |
| Noninterest expense | 3,352,000 | 6,528,000 | 9,427,000 | 12,416,000 |
| Provision for loan losses | 75,000 | 75,000 | 450,000 | 450,000 |
| Pretax income | 1,060,000 | 2,482,000 | 4,485,000 | 5,972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,060,000 | 2,482,000 | 4,485,000 | 5,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,565,000 | 43,852,000 | 45,181,000 | 49,263,000 |
| Total capital | 47,825,000 | 48,450,000 | 49,821,000 | 54,144,000 |
| Risk-weighted assets | 340,189,000 | 367,554,000 | 370,790,000 | 390,382,000 |