Call reports 2020
UNITED VALLEY BANK — 2020
What UNITED VALLEY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 362,552,000 | 410,460,000 | 417,663,000 | 460,069,000 |
| Total loans | 271,005,000 | 302,415,000 | 304,537,000 | 286,584,000 |
| Allowance for loan losses | 3,977,000 | 4,104,000 | 4,256,000 | 4,342,000 |
| Securities available for sale | 53,632,000 | 56,378,000 | 61,145,000 | 75,674,000 |
| Securities held to maturity | 743,000 | 705,000 | 685,000 | 662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,709,000 | 363,814,000 | 372,068,000 | 413,520,000 |
| Interest-bearing deposits | 260,900,000 | 295,999,000 | 306,041,000 | 337,410,000 |
| Noninterest-bearing deposits | 58,809,000 | 67,815,000 | 66,027,000 | 76,110,000 |
| Equity capital | 40,335,000 | 41,409,000 | 41,908,000 | 43,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,982,000 | 7,892,000 | 11,888,000 | 16,159,000 |
| Interest expense | 528,000 | 956,000 | 1,345,000 | 1,699,000 |
| Net interest income | 3,454,000 | 6,936,000 | 10,543,000 | 14,460,000 |
| Noninterest income | 270,000 | 545,000 | 813,000 | 1,120,000 |
| Noninterest expense | 2,831,000 | 5,317,000 | 7,809,000 | 10,390,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 744,000 | 1,865,000 | 3,097,000 | 4,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 744,000 | 1,865,000 | 3,097,000 | 4,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,915,000 | 33,646,000 | 34,177,000 | 35,344,000 |
| Total capital | 37,432,000 | 37,330,000 | 37,910,000 | 39,070,000 |
| Risk-weighted assets | 280,497,000 | 294,317,000 | 298,178,000 | 297,496,000 |