Call reports 2019
UNITED VALLEY BANK — 2019
What UNITED VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 360,073,000 | 359,422,000 | 360,078,000 | 365,021,000 |
| Total loans | 275,897,000 | 279,647,000 | 278,131,000 | 280,128,000 |
| Allowance for loan losses | 3,535,000 | 3,788,000 | 3,999,000 | 3,701,000 |
| Securities available for sale | 56,401,000 | 55,602,000 | 55,372,000 | 53,793,000 |
| Securities held to maturity | 920,000 | 828,000 | 806,000 | 790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,175,000 | 302,028,000 | 306,777,000 | 321,658,000 |
| Interest-bearing deposits | 248,792,000 | 243,380,000 | 255,038,000 | 257,242,000 |
| Noninterest-bearing deposits | 66,383,000 | 58,648,000 | 51,739,000 | 64,416,000 |
| Equity capital | 39,967,000 | 40,290,000 | 41,146,000 | 41,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,209,000 | 8,395,000 | 12,627,000 | 16,755,000 |
| Interest expense | 499,000 | 1,018,000 | 1,635,000 | 2,200,000 |
| Net interest income | 3,710,000 | 7,377,000 | 10,992,000 | 14,555,000 |
| Noninterest income | 237,000 | 487,000 | 771,000 | 998,000 |
| Noninterest expense | 2,657,000 | 5,283,000 | 7,939,000 | 10,887,000 |
| Provision for loan losses | 175,000 | 400,000 | 625,000 | 850,000 |
| Pretax income | 1,115,000 | 2,181,000 | 3,200,000 | 3,817,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,115,000 | 2,181,000 | 3,200,000 | 3,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,286,000 | 33,142,000 | 33,805,000 | 33,973,000 |
| Total capital | 36,860,000 | 36,789,000 | 37,438,000 | 37,624,000 |
| Risk-weighted assets | 282,875,000 | 288,577,000 | 286,780,000 | 288,415,000 |