Call reports 2018
UNITED VALLEY BANK — 2018
What UNITED VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 245,332,000 | 259,306,000 | 261,975,000 | 362,890,000 |
| Total loans | 190,683,000 | 205,591,000 | 210,342,000 | 277,365,000 |
| Allowance for loan losses | 3,117,000 | 3,117,000 | 3,172,000 | 3,359,000 |
| Securities available for sale | 36,223,000 | 37,802,000 | 36,865,000 | 56,987,000 |
| Securities held to maturity | 1,522,000 | 1,038,000 | 1,002,000 | 977,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,339,000 | 217,059,000 | 219,694,000 | 321,890,000 |
| Interest-bearing deposits | 168,440,000 | 171,302,000 | 173,859,000 | 248,761,000 |
| Noninterest-bearing deposits | 48,899,000 | 45,757,000 | 45,835,000 | 73,129,000 |
| Equity capital | 24,232,000 | 24,313,000 | 24,599,000 | 39,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,629,000 | 5,395,000 | 8,418,000 | 15,773,000 |
| Interest expense | 180,000 | 422,000 | 736,000 | 1,484,000 |
| Net interest income | 2,449,000 | 4,973,000 | 7,682,000 | 14,289,000 |
| Noninterest income | 179,000 | 356,000 | 529,000 | 958,000 |
| Noninterest expense | 1,774,000 | 3,459,000 | 5,167,000 | 10,476,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 448,000 |
| Pretax income | 854,000 | 1,870,000 | 2,994,000 | 4,323,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 854,000 | 1,870,000 | 2,994,000 | 4,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,273,000 | 22,442,000 | 22,991,000 | 33,163,000 |
| Total capital | 24,823,000 | 25,167,000 | 25,750,000 | 36,554,000 |
| Risk-weighted assets | 200,408,000 | 214,624,000 | 217,896,000 | 281,967,000 |