Call reports 2017
UNITED VALLEY BANK — 2017
What UNITED VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 245,368,000 | 253,660,000 | 251,526,000 | 251,416,000 |
| Total loans | 186,608,000 | 198,627,000 | 197,246,000 | 189,268,000 |
| Allowance for loan losses | 2,854,000 | 3,009,000 | 3,091,000 | 3,113,000 |
| Securities available for sale | 38,375,000 | 38,389,000 | 37,920,000 | 38,507,000 |
| Securities held to maturity | 3,138,000 | 2,725,000 | 2,659,000 | 2,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,541,000 | 211,685,000 | 224,942,000 | 225,663,000 |
| Interest-bearing deposits | 163,095,000 | 165,172,000 | 178,750,000 | 169,060,000 |
| Noninterest-bearing deposits | 49,446,000 | 46,513,000 | 46,192,000 | 56,603,000 |
| Equity capital | 23,385,000 | 23,996,000 | 24,514,000 | 24,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 5,008,000 | 7,740,000 | 10,362,000 |
| Interest expense | 133,000 | 304,000 | 521,000 | 711,000 |
| Net interest income | 2,280,000 | 4,704,000 | 7,219,000 | 9,651,000 |
| Noninterest income | 200,000 | 405,000 | 631,000 | 820,000 |
| Noninterest expense | 1,753,000 | 3,443,000 | 5,164,000 | 7,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 727,000 | 1,666,000 | 2,684,000 | 3,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 727,000 | 1,666,000 | 2,684,000 | 3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,989,000 | 21,235,000 | 21,812,000 | 21,934,000 |
| Total capital | 23,410,000 | 23,810,000 | 24,391,000 | 24,456,000 |
| Risk-weighted assets | 191,279,000 | 203,259,000 | 203,294,000 | 198,470,000 |