Call reports 2012
UNITED VALLEY BANK — 2012
What UNITED VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,310,000 | 219,710,000 | 225,637,000 | 231,088,000 |
| Total loans | 138,978,000 | 152,730,000 | 162,542,000 | 164,530,000 |
| Allowance for loan losses | 2,585,000 | 2,576,000 | 2,577,000 | 2,630,000 |
| Securities available for sale | 47,006,000 | 39,623,000 | 35,102,000 | 38,189,000 |
| Securities held to maturity | 17,327,000 | 15,943,000 | 14,588,000 | 13,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,949,000 | 179,777,000 | 191,307,000 | 205,105,000 |
| Interest-bearing deposits | 140,392,000 | 138,286,000 | 142,167,000 | 147,057,000 |
| Noninterest-bearing deposits | 44,557,000 | 41,491,000 | 49,140,000 | 58,048,000 |
| Equity capital | 21,471,000 | 21,628,000 | 22,151,000 | 22,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,328,000 | 4,605,000 | 7,062,000 | 9,445,000 |
| Interest expense | 256,000 | 485,000 | 719,000 | 922,000 |
| Net interest income | 2,072,000 | 4,120,000 | 6,343,000 | 8,523,000 |
| Noninterest income | 141,000 | 334,000 | 485,000 | 669,000 |
| Noninterest expense | 1,392,000 | 2,814,000 | 4,202,000 | 5,978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 894,000 | 1,782,000 | 2,805,000 | 3,393,000 |
| Income tax | 41,000 | 81,000 | 124,000 | 161,000 |
| Net income | 853,000 | 1,701,000 | 2,681,000 | 3,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,575,000 | 17,684,000 | 18,045,000 | 18,107,000 |
| Total capital | 19,411,000 | 19,671,000 | 20,150,000 | 20,230,000 |
| Risk-weighted assets | 146,107,000 | 158,351,000 | 167,960,000 | 169,355,000 |