Call reports 2011
UNITED VALLEY BANK — 2011
What UNITED VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 201,763,000 | 206,433,000 | 210,035,000 | 225,584,000 |
| Total loans | 132,077,000 | 136,462,000 | 141,712,000 | 142,327,000 |
| Allowance for loan losses | 2,332,000 | 2,321,000 | 2,586,000 | 2,576,000 |
| Securities available for sale | 30,806,000 | 37,650,000 | 34,035,000 | 40,413,000 |
| Securities held to maturity | 21,690,000 | 20,943,000 | 19,901,000 | 18,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,767,000 | 175,933,000 | 177,596,000 | 200,193,000 |
| Interest-bearing deposits | 139,762,000 | 141,950,000 | 139,991,000 | 142,468,000 |
| Noninterest-bearing deposits | 36,005,000 | 33,983,000 | 37,605,000 | 57,725,000 |
| Equity capital | 19,789,000 | 20,600,000 | 21,158,000 | 21,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,349,000 | 4,745,000 | 7,162,000 | 9,525,000 |
| Interest expense | 367,000 | 714,000 | 1,039,000 | 1,337,000 |
| Net interest income | 1,982,000 | 4,031,000 | 6,123,000 | 8,188,000 |
| Noninterest income | 215,000 | 404,000 | 561,000 | 680,000 |
| Noninterest expense | 1,542,000 | 2,920,000 | 4,297,000 | 5,904,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 619,000 | 1,479,000 | 2,429,000 | 3,021,000 |
| Income tax | 27,000 | 67,000 | 111,000 | 168,000 |
| Net income | 592,000 | 1,412,000 | 2,318,000 | 2,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,303,000 | 16,569,000 | 17,072,000 | 17,222,000 |
| Total capital | 18,025,000 | 18,373,000 | 18,922,000 | 19,076,000 |
| Risk-weighted assets | 137,165,000 | 143,798,000 | 147,295,000 | 147,592,000 |