Call report 2004Q4
UNITED VALLEY BANK — 2004Q4
The 22 measures UNITED VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,568,000 | USD | evidence → |
| Total loans | 72,089,000 | USD | evidence → |
| Allowance for loan losses | 1,216,000 | USD | evidence → |
| Securities available for sale | 9,357,000 | USD | evidence → |
| Securities held to maturity | 2,598,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,620,000 | USD | evidence → |
| Interest-bearing deposits | 67,454,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,166,000 | USD | evidence → |
| Equity capital | 7,630,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,747,000 | USD | evidence → |
| Interest expense | 1,162,000 | USD | evidence → |
| Net interest income | 3,585,000 | USD | evidence → |
| Noninterest income | 396,000 | USD | evidence → |
| Noninterest expense | 2,679,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,182,000 | USD | evidence → |
| Income tax | 84,000 | USD | evidence → |
| Net income | 1,098,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,612,000 | USD | evidence → |
| Total capital | 8,523,000 | USD | evidence → |
| Risk-weighted assets | 72,595,000 | USD | evidence → |