Call reports 2001
UNITED VALLEY BANK — 2001
What UNITED VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,114,000 | 66,563,000 | 70,548,000 | 72,135,000 |
| Total loans | 49,493,000 | 50,366,000 | 53,431,000 | 55,183,000 |
| Allowance for loan losses | 935,000 | 976,000 | 1,036,000 | 1,047,000 |
| Securities available for sale | 7,082,000 | 7,386,000 | 7,784,000 | 9,004,000 |
| Securities held to maturity | 3,052,000 | 2,522,000 | 2,472,000 | 2,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,425,000 | 60,918,000 | 64,371,000 | 65,801,000 |
| Interest-bearing deposits | 54,713,000 | 55,374,000 | 57,481,000 | 58,096,000 |
| Noninterest-bearing deposits | 4,712,000 | 5,544,000 | 6,890,000 | 7,705,000 |
| Equity capital | 4,716,000 | 4,728,000 | 5,412,000 | 5,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,617,000 | 3,938,000 | 5,277,000 |
| Interest expense | 729,000 | 1,442,000 | 2,120,000 | 2,706,000 |
| Net interest income | 591,000 | 1,175,000 | 1,818,000 | 2,571,000 |
| Noninterest income | 77,000 | 192,000 | 256,000 | 356,000 |
| Noninterest expense | 477,000 | 954,000 | 1,438,000 | 2,026,000 |
| Provision for loan losses | 45,000 | 100,000 | 165,000 | 185,000 |
| Pretax income | 146,000 | 313,000 | 471,000 | 716,000 |
| Income tax | 10,000 | 22,000 | 33,000 | 49,000 |
| Net income | 136,000 | 291,000 | 438,000 | 667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,651,000 | 4,650,000 | 5,238,000 | 5,468,000 |
| Total capital | 5,273,000 | 5,278,000 | 5,914,000 | 6,160,000 |
| Risk-weighted assets | 49,413,000 | 49,916,000 | 53,696,000 | 54,979,000 |