Call reports 2025
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2025
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 562,189,000 | 566,758,000 | 564,595,000 | 564,009,000 |
| Total loans | 353,895,000 | 341,985,000 | 343,097,000 | 349,993,000 |
| Allowance for loan losses | 4,622,000 | 4,759,000 | 4,896,000 | 4,682,000 |
| Securities available for sale | 148,224,000 | 151,978,000 | 172,890,000 | 164,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,312,000 | 498,089,000 | 494,213,000 | 492,678,000 |
| Interest-bearing deposits | 365,907,000 | 369,728,000 | 364,845,000 | 364,755,000 |
| Noninterest-bearing deposits | 129,405,000 | 128,361,000 | 129,368,000 | 127,923,000 |
| Equity capital | 59,241,000 | 60,908,000 | 62,364,000 | 63,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,611,000 | 13,393,000 | 20,391,000 | 27,903,000 |
| Interest expense | 2,019,000 | 4,029,000 | 6,035,000 | 7,992,000 |
| Net interest income | 4,592,000 | 9,364,000 | 14,356,000 | 19,911,000 |
| Noninterest income | 738,000 | 1,502,000 | 2,261,000 | 2,989,000 |
| Noninterest expense | 3,224,000 | 6,505,000 | 9,819,000 | 13,154,000 |
| Provision for loan losses | 134,000 | 279,000 | 479,000 | 859,000 |
| Pretax income | 1,972,000 | 4,082,000 | 6,314,000 | 8,872,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,972,000 | 4,082,000 | 6,314,000 | 8,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,402,000 | 60,877,000 | 61,421,000 | 62,058,000 |
| Total capital | 65,200,000 | 65,543,000 | 66,268,000 | 66,852,000 |
| Risk-weighted assets | 384,806,000 | 373,072,000 | 387,535,000 | 383,457,000 |