Call reports 2022
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2022
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 570,037,000 | 571,825,000 | 565,615,000 | 557,903,000 |
| Total loans | 331,880,000 | 330,695,000 | 354,418,000 | 355,273,000 |
| Allowance for loan losses | 3,649,000 | 3,920,000 | 4,199,000 | 4,471,000 |
| Securities available for sale | 169,245,000 | 173,898,000 | 163,729,000 | 156,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,421,000 | 516,261,000 | 493,453,000 | 504,073,000 |
| Interest-bearing deposits | 365,343,000 | 372,154,000 | 349,151,000 | 377,015,000 |
| Noninterest-bearing deposits | 147,078,000 | 144,107,000 | 144,302,000 | 127,058,000 |
| Equity capital | 51,903,000 | 49,506,000 | 45,991,000 | 47,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,334,000 | 8,906,000 | 13,736,000 | 18,687,000 |
| Interest expense | 194,000 | 439,000 | 867,000 | 1,698,000 |
| Net interest income | 4,140,000 | 8,467,000 | 12,869,000 | 16,989,000 |
| Noninterest income | 566,000 | 1,487,000 | 2,117,000 | 2,859,000 |
| Noninterest expense | 2,866,000 | 6,027,000 | 9,043,000 | 12,224,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,000,000 | 1,300,000 |
| Pretax income | 1,540,000 | 3,227,000 | 4,943,000 | 6,324,000 |
| Income tax | 60,000 | 120,000 | 191,000 | 0 |
| Net income | 1,480,000 | 3,107,000 | 4,752,000 | 6,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,034,000 | 56,495,000 | 56,859,000 | 56,917,000 |
| Total capital | 59,683,000 | 60,415,000 | 61,058,000 | 61,388,000 |
| Risk-weighted assets | 382,743,000 | 379,063,000 | 392,019,000 | 391,174,000 |