Call reports 2021
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2021
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 546,650,000 | 553,590,000 | 553,727,000 | 568,261,000 |
| Total loans | 300,279,000 | 299,668,000 | 292,044,000 | 328,294,000 |
| Allowance for loan losses | 3,221,000 | 3,292,000 | 3,223,000 | 3,356,000 |
| Securities available for sale | 135,116,000 | 158,572,000 | 173,540,000 | 158,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 481,045,000 | 488,162,000 | 487,844,000 | 504,061,000 |
| Interest-bearing deposits | 351,803,000 | 358,927,000 | 352,052,000 | 363,889,000 |
| Noninterest-bearing deposits | 129,242,000 | 129,235,000 | 135,792,000 | 140,172,000 |
| Equity capital | 59,906,000 | 59,044,000 | 59,166,000 | 58,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,110,000 | 8,179,000 | 12,247,000 | 17,507,000 |
| Interest expense | 243,000 | 464,000 | 673,000 | 874,000 |
| Net interest income | 3,867,000 | 7,715,000 | 11,574,000 | 16,633,000 |
| Noninterest income | 657,000 | 1,362,000 | 2,205,000 | 2,866,000 |
| Noninterest expense | 2,676,000 | 5,699,000 | 8,705,000 | 11,585,000 |
| Provision for loan losses | 75,000 | 225,000 | 375,000 | 675,000 |
| Pretax income | 1,773,000 | 3,153,000 | 4,699,000 | 7,239,000 |
| Income tax | 100,000 | 335,000 | 360,000 | 360,000 |
| Net income | 1,673,000 | 2,818,000 | 4,339,000 | 6,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,782,000 | 54,605,000 | 55,225,000 | 56,415,000 |
| Total capital | 58,003,000 | 57,897,000 | 58,448,000 | 59,771,000 |
| Risk-weighted assets | 351,929,000 | 340,801,000 | 340,694,000 | 374,922,000 |