Call reports 2020
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2020
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 476,043,000 | 517,297,000 | 523,440,000 | 521,392,000 |
| Total loans | 253,829,000 | 280,636,000 | 284,134,000 | 301,440,000 |
| Allowance for loan losses | 3,103,000 | 3,399,000 | 2,894,000 | 3,223,000 |
| Securities available for sale | 145,663,000 | 128,323,000 | 117,297,000 | 104,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 411,327,000 | 451,299,000 | 458,110,000 | 455,316,000 |
| Interest-bearing deposits | 317,110,000 | 337,238,000 | 344,481,000 | 344,266,000 |
| Noninterest-bearing deposits | 94,217,000 | 114,061,000 | 113,629,000 | 111,050,000 |
| Equity capital | 60,022,000 | 60,153,000 | 59,302,000 | 61,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,285,000 | 8,424,000 | 12,562,000 | 17,704,000 |
| Interest expense | 619,000 | 1,010,000 | 1,332,000 | 1,600,000 |
| Net interest income | 3,666,000 | 7,414,000 | 11,230,000 | 16,104,000 |
| Noninterest income | 577,000 | 1,005,000 | 1,209,000 | 3,220,000 |
| Noninterest expense | 2,567,000 | 5,249,000 | 8,225,000 | 11,722,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,240,000 |
| Pretax income | 1,376,000 | 2,570,000 | 3,314,000 | 6,362,000 |
| Income tax | 0 | 116,000 | 190,000 | 240,000 |
| Net income | 1,376,000 | 2,454,000 | 3,124,000 | 6,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,481,000 | 53,488,000 | 53,071,000 | 55,484,000 |
| Total capital | 56,624,000 | 56,927,000 | 56,005,000 | 58,707,000 |
| Risk-weighted assets | 310,934,000 | 347,479,000 | 350,371,000 | 361,638,000 |