Call reports 2016
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2016
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 454,363,000 | 451,667,000 | 449,400,000 | 492,575,000 |
| Total loans | 230,902,000 | 232,247,000 | 236,894,000 | 264,582,000 |
| Allowance for loan losses | 3,315,000 | 3,237,000 | 3,219,000 | 3,216,000 |
| Securities available for sale | 175,925,000 | 185,645,000 | 168,509,000 | 180,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,608,000 | 391,721,000 | 389,642,000 | 437,814,000 |
| Interest-bearing deposits | 319,427,000 | 314,556,000 | 308,621,000 | 351,022,000 |
| Noninterest-bearing deposits | 77,181,000 | 77,165,000 | 81,021,000 | 86,792,000 |
| Equity capital | 54,641,000 | 56,553,000 | 56,186,000 | 51,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,802,000 | 7,618,000 | 11,407,000 | 15,681,000 |
| Interest expense | 286,000 | 568,000 | 839,000 | 1,136,000 |
| Net interest income | 3,516,000 | 7,050,000 | 10,568,000 | 14,545,000 |
| Noninterest income | 427,000 | 817,000 | 1,192,000 | 1,642,000 |
| Noninterest expense | 2,017,000 | 4,291,000 | 6,557,000 | 9,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,926,000 | 3,576,000 | 5,207,000 | 6,785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,926,000 | 3,576,000 | 5,207,000 | 6,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,922,000 | 52,017,000 | 52,313,000 | 50,272,000 |
| Total capital | 55,265,000 | 55,282,000 | 55,560,000 | 53,516,000 |
| Risk-weighted assets | 275,276,000 | 279,643,000 | 279,862,000 | 312,202,000 |