Call reports 2015
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2015
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 457,226,000 | 457,754,000 | 451,536,000 | 453,139,000 |
| Total loans | 215,141,000 | 216,509,000 | 229,850,000 | 233,910,000 |
| Allowance for loan losses | 2,879,000 | 3,027,000 | 3,356,000 | 3,303,000 |
| Securities available for sale | 205,062,000 | 194,606,000 | 183,531,000 | 175,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,730,000 | 400,972,000 | 392,747,000 | 395,640,000 |
| Interest-bearing deposits | 325,101,000 | 324,761,000 | 316,026,000 | 319,573,000 |
| Noninterest-bearing deposits | 73,629,000 | 76,211,000 | 76,721,000 | 76,067,000 |
| Equity capital | 55,477,000 | 53,552,000 | 55,359,000 | 54,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,826,000 | 7,679,000 | 11,743,000 | 15,704,000 |
| Interest expense | 313,000 | 619,000 | 918,000 | 1,202,000 |
| Net interest income | 3,513,000 | 7,060,000 | 10,825,000 | 14,502,000 |
| Noninterest income | 573,000 | 987,000 | 1,394,000 | 1,784,000 |
| Noninterest expense | 1,833,000 | 3,981,000 | 5,893,000 | 8,334,000 |
| Provision for loan losses | 120,000 | 370,000 | 740,000 | 740,000 |
| Pretax income | 2,133,000 | 3,696,000 | 5,586,000 | 7,216,000 |
| Income tax | 0 | 4,000 | 11,000 | -15,000 |
| Net income | 2,133,000 | 3,692,000 | 5,575,000 | 7,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,108,000 | 51,953,000 | 52,576,000 | 52,741,000 |
| Total capital | 55,055,000 | 55,008,000 | 55,960,000 | 56,072,000 |
| Risk-weighted assets | 269,092,000 | 266,889,000 | 278,890,000 | 281,341,000 |