Call reports 2013
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2013
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 465,219,000 | 451,481,000 | 446,313,000 | 443,681,000 |
| Total loans | 190,824,000 | 202,311,000 | 197,896,000 | 192,855,000 |
| Allowance for loan losses | 2,855,000 | 3,001,000 | 2,993,000 | 2,968,000 |
| Securities available for sale | 238,647,000 | 227,515,000 | 222,575,000 | 222,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,522,000 | 397,080,000 | 390,639,000 | 389,715,000 |
| Interest-bearing deposits | 342,597,000 | 334,673,000 | 324,582,000 | 327,173,000 |
| Noninterest-bearing deposits | 61,925,000 | 62,407,000 | 66,057,000 | 62,542,000 |
| Equity capital | 58,328,000 | 51,937,000 | 52,966,000 | 51,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,832,000 | 7,952,000 | 11,920,000 | 15,863,000 |
| Interest expense | 496,000 | 971,000 | 1,431,000 | 1,859,000 |
| Net interest income | 3,336,000 | 6,981,000 | 10,489,000 | 14,004,000 |
| Noninterest income | 436,000 | 823,000 | 1,222,000 | 1,572,000 |
| Noninterest expense | 1,945,000 | 3,859,000 | 5,881,000 | 7,928,000 |
| Provision for loan losses | -32,000 | 108,000 | 108,000 | 108,000 |
| Pretax income | 1,859,000 | 3,837,000 | 5,642,000 | 7,460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,859,000 | 3,837,000 | 5,642,000 | 7,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,371,000 | 51,884,000 | 52,104,000 | 52,487,000 |
| Total capital | 54,121,000 | 54,745,000 | 54,923,000 | 55,263,000 |
| Risk-weighted assets | 219,736,000 | 228,621,000 | 225,208,000 | 221,756,000 |