Call reports 2012
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2012
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 476,583,000 | 473,799,000 | 464,486,000 | 456,368,000 |
| Total loans | 193,393,000 | 192,448,000 | 195,390,000 | 191,979,000 |
| Allowance for loan losses | 2,537,000 | 2,725,000 | 2,935,000 | 2,896,000 |
| Securities available for sale | 241,036,000 | 253,530,000 | 246,679,000 | 238,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,024,000 | 412,098,000 | 396,235,000 | 395,130,000 |
| Interest-bearing deposits | 355,983,000 | 352,256,000 | 337,885,000 | 336,393,000 |
| Noninterest-bearing deposits | 60,041,000 | 59,842,000 | 58,350,000 | 58,737,000 |
| Equity capital | 58,626,000 | 59,534,000 | 62,068,000 | 59,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,407,000 | 8,693,000 | 12,879,000 | 16,898,000 |
| Interest expense | 680,000 | 1,303,000 | 1,890,000 | 2,433,000 |
| Net interest income | 3,727,000 | 7,390,000 | 10,989,000 | 14,465,000 |
| Noninterest income | 451,000 | 775,000 | 1,181,000 | 1,579,000 |
| Noninterest expense | 1,802,000 | 3,787,000 | 5,683,000 | 7,628,000 |
| Provision for loan losses | 60,000 | 250,000 | 465,000 | 444,000 |
| Pretax income | 2,316,000 | 4,128,000 | 6,022,000 | 7,972,000 |
| Income tax | 0 | 0 | 6,000 | 44,000 |
| Net income | 2,316,000 | 4,128,000 | 6,016,000 | 7,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,205,000 | 51,271,000 | 51,800,000 | 51,012,000 |
| Total capital | 53,769,000 | 54,048,000 | 54,610,000 | 53,783,000 |
| Risk-weighted assets | 220,421,000 | 222,117,000 | 224,554,000 | 221,412,000 |