Call reports 2010
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2010
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 434,720,000 | 441,149,000 | 445,682,000 | 447,542,000 |
| Total loans | 199,644,000 | 203,104,000 | 208,354,000 | 197,046,000 |
| Allowance for loan losses | 2,688,000 | 2,644,000 | 2,725,000 | 2,651,000 |
| Securities available for sale | 211,889,000 | 215,584,000 | 214,688,000 | 218,078,000 |
| Securities held to maturity | 510,000 | 510,000 | 510,000 | 510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,398,000 | 381,394,000 | 385,121,000 | 391,028,000 |
| Interest-bearing deposits | 329,409,000 | 333,106,000 | 334,093,000 | 339,240,000 |
| Noninterest-bearing deposits | 49,989,000 | 48,288,000 | 51,028,000 | 51,788,000 |
| Equity capital | 53,787,000 | 58,152,000 | 58,800,000 | 55,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,099,000 | 10,270,000 | 15,686,000 | 20,774,000 |
| Interest expense | 1,030,000 | 2,062,000 | 3,050,000 | 3,989,000 |
| Net interest income | 4,069,000 | 8,208,000 | 12,636,000 | 16,785,000 |
| Noninterest income | 543,000 | 1,019,000 | 1,502,000 | 2,095,000 |
| Noninterest expense | 1,919,000 | 3,799,000 | 5,708,000 | 7,825,000 |
| Provision for loan losses | 275,000 | 275,000 | 365,000 | 445,000 |
| Pretax income | 2,418,000 | 5,153,000 | 8,065,000 | 10,400,000 |
| Income tax | 11,000 | 26,000 | 26,000 | 26,000 |
| Net income | 2,407,000 | 5,127,000 | 8,039,000 | 10,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,617,000 | 49,401,000 | 50,180,000 | 49,996,000 |
| Total capital | 49,357,000 | 52,097,000 | 52,937,000 | 52,694,000 |
| Risk-weighted assets | 224,822,000 | 224,584,000 | 230,335,000 | 220,624,000 |