Call reports 2009
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2009
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 429,381,000 | 426,515,000 | 422,384,000 | 425,101,000 |
| Total loans | 202,245,000 | 205,745,000 | 205,241,000 | 204,039,000 |
| Allowance for loan losses | 2,235,000 | 2,366,000 | 2,350,000 | 2,454,000 |
| Securities available for sale | 197,124,000 | 190,216,000 | 192,849,000 | 193,692,000 |
| Securities held to maturity | 955,000 | 955,000 | 955,000 | 955,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,464,000 | 372,731,000 | 364,105,000 | 367,062,000 |
| Interest-bearing deposits | 321,215,000 | 319,834,000 | 313,821,000 | 313,358,000 |
| Noninterest-bearing deposits | 55,249,000 | 52,897,000 | 50,284,000 | 53,704,000 |
| Equity capital | 51,101,000 | 51,610,000 | 56,653,000 | 56,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,388,000 | 10,710,000 | 16,028,000 | 21,263,000 |
| Interest expense | 1,288,000 | 2,518,000 | 3,651,000 | 4,734,000 |
| Net interest income | 4,100,000 | 8,192,000 | 12,377,000 | 16,529,000 |
| Noninterest income | 516,000 | 994,000 | 1,518,000 | 2,012,000 |
| Noninterest expense | 2,211,000 | 3,868,000 | 5,870,000 | 7,833,000 |
| Provision for loan losses | 175,000 | 445,000 | 445,000 | 530,000 |
| Pretax income | 2,230,000 | 4,873,000 | 7,580,000 | 10,178,000 |
| Income tax | 0 | 20,000 | 20,000 | 20,000 |
| Net income | 2,230,000 | 4,853,000 | 7,560,000 | 10,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,645,000 | 45,227,000 | 47,981,000 | 48,958,000 |
| Total capital | 47,020,000 | 47,658,000 | 50,383,000 | 51,464,000 |
| Risk-weighted assets | 227,356,000 | 227,777,000 | 228,289,000 | 225,205,000 |