Call reports 2008
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2008
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 396,263,000 | 400,586,000 | 408,878,000 | 429,287,000 |
| Total loans | 164,036,000 | 180,814,000 | 188,742,000 | 198,291,000 |
| Allowance for loan losses | 1,731,000 | 1,725,000 | 1,937,000 | 2,068,000 |
| Securities available for sale | 207,439,000 | 197,116,000 | 200,836,000 | 212,368,000 |
| Securities held to maturity | 1,275,000 | 1,275,000 | 1,275,000 | 1,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,339,000 | 350,224,000 | 354,328,000 | 354,461,000 |
| Interest-bearing deposits | 292,408,000 | 299,523,000 | 298,815,000 | 298,584,000 |
| Noninterest-bearing deposits | 50,931,000 | 50,701,000 | 55,513,000 | 55,877,000 |
| Equity capital | 51,170,000 | 48,104,000 | 52,480,000 | 52,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,424,000 | 10,874,000 | 16,769,000 | 22,405,000 |
| Interest expense | 2,057,000 | 3,782,000 | 5,366,000 | 6,853,000 |
| Net interest income | 3,367,000 | 7,092,000 | 11,403,000 | 15,552,000 |
| Noninterest income | 581,000 | 1,040,000 | 1,708,000 | 2,206,000 |
| Noninterest expense | 1,808,000 | 3,481,000 | 5,377,000 | 7,568,000 |
| Provision for loan losses | -55,000 | -55,000 | 145,000 | 295,000 |
| Pretax income | 2,195,000 | 4,706,000 | 7,589,000 | 9,895,000 |
| Income tax | 0 | 30,000 | 30,000 | 30,000 |
| Net income | 2,195,000 | 4,676,000 | 7,559,000 | 9,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,744,000 | 46,864,000 | 49,771,000 | 45,803,000 |
| Total capital | 48,750,000 | 48,814,000 | 51,933,000 | 48,036,000 |
| Risk-weighted assets | 194,670,000 | 206,613,000 | 213,329,000 | 225,027,000 |