Call reports 2007
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2007
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 372,683,000 | 369,833,000 | 375,888,000 | 389,042,000 |
| Total loans | 148,924,000 | 147,698,000 | 156,247,000 | 160,914,000 |
| Allowance for loan losses | 1,937,000 | 1,916,000 | 1,782,000 | 1,772,000 |
| Securities available for sale | 192,216,000 | 198,869,000 | 200,023,000 | 209,587,000 |
| Securities held to maturity | 1,530,000 | 1,530,000 | 1,530,000 | 1,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,424,000 | 326,628,000 | 328,755,000 | 334,534,000 |
| Interest-bearing deposits | 282,270,000 | 278,397,000 | 280,416,000 | 286,578,000 |
| Noninterest-bearing deposits | 47,154,000 | 48,231,000 | 48,339,000 | 47,956,000 |
| Equity capital | 41,422,000 | 41,428,000 | 44,340,000 | 46,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,908,000 | 9,981,000 | 15,397,000 | 20,950,000 |
| Interest expense | 1,958,000 | 4,078,000 | 6,261,000 | 8,450,000 |
| Net interest income | 2,950,000 | 5,903,000 | 9,136,000 | 12,500,000 |
| Noninterest income | 392,000 | 779,000 | 1,230,000 | 1,742,000 |
| Noninterest expense | 1,669,000 | 3,303,000 | 5,363,000 | 7,273,000 |
| Provision for loan losses | 0 | 0 | -250,000 | -250,000 |
| Pretax income | 1,673,000 | 3,379,000 | 5,253,000 | 7,219,000 |
| Income tax | 497,000 | 1,097,000 | 1,702,000 | 2,587,000 |
| Net income | 1,176,000 | 2,282,000 | 3,551,000 | 4,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,176,000 | 43,226,000 | 44,526,000 | 45,467,000 |
| Total capital | 44,113,000 | 45,142,000 | 46,558,000 | 47,489,000 |
| Risk-weighted assets | 177,944,000 | 178,552,000 | 188,648,000 | 191,614,000 |