Call reports 2006
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2006
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 372,886,000 | 362,668,000 | 363,896,000 | 362,855,000 |
| Total loans | 133,938,000 | 135,306,000 | 142,741,000 | 141,525,000 |
| Allowance for loan losses | 2,085,000 | 2,057,000 | 2,001,000 | 1,929,000 |
| Securities available for sale | 165,650,000 | 167,358,000 | 186,627,000 | 190,517,000 |
| Securities held to maturity | 1,675,000 | 1,675,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,765,000 | 319,867,000 | 311,991,000 | 319,589,000 |
| Interest-bearing deposits | 282,830,000 | 276,867,000 | 266,427,000 | 273,712,000 |
| Noninterest-bearing deposits | 45,935,000 | 43,000,000 | 45,564,000 | 45,877,000 |
| Equity capital | 42,603,000 | 41,702,000 | 43,800,000 | 40,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,323,000 | 8,898,000 | 13,668,000 | 18,567,000 |
| Interest expense | 1,425,000 | 2,994,000 | 4,682,000 | 6,499,000 |
| Net interest income | 2,898,000 | 5,904,000 | 8,986,000 | 12,068,000 |
| Noninterest income | 380,000 | 718,000 | 1,055,000 | 1,456,000 |
| Noninterest expense | 1,747,000 | 3,339,000 | 4,964,000 | 6,965,000 |
| Provision for loan losses | -50,000 | -50,000 | -50,000 | -50,000 |
| Pretax income | 1,581,000 | 3,333,000 | 5,127,000 | 6,609,000 |
| Income tax | 588,000 | 1,120,000 | 1,720,000 | 2,245,000 |
| Net income | 993,000 | 2,213,000 | 3,407,000 | 4,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,652,000 | 44,711,000 | 45,037,000 | 41,993,000 |
| Total capital | 46,737,000 | 46,768,000 | 47,038,000 | 43,922,000 |
| Risk-weighted assets | 183,782,000 | 183,871,000 | 192,917,000 | 170,259,000 |