Call reports 2005
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2005
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 391,472,000 | 384,782,000 | 370,599,000 | 363,514,000 |
| Total loans | 149,549,000 | 151,133,000 | 144,121,000 | 140,459,000 |
| Allowance for loan losses | 2,323,000 | 2,238,000 | 2,188,000 | 2,160,000 |
| Securities available for sale | 158,461,000 | 155,993,000 | 149,776,000 | 156,524,000 |
| Securities held to maturity | 1,750,000 | 1,675,000 | 1,675,000 | 1,675,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,784,000 | 329,115,000 | 318,741,000 | 318,531,000 |
| Interest-bearing deposits | 298,309,000 | 290,806,000 | 279,189,000 | 278,208,000 |
| Noninterest-bearing deposits | 37,475,000 | 38,309,000 | 39,552,000 | 40,323,000 |
| Equity capital | 53,859,000 | 54,509,000 | 49,593,000 | 43,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,010,000 | 8,236,000 | 12,413,000 | 16,759,000 |
| Interest expense | 1,108,000 | 2,291,000 | 3,507,000 | 4,834,000 |
| Net interest income | 2,902,000 | 5,945,000 | 8,906,000 | 11,925,000 |
| Noninterest income | 495,000 | 896,000 | 1,263,000 | 1,630,000 |
| Noninterest expense | 2,055,000 | 3,751,000 | 5,495,000 | 7,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,342,000 | 3,090,000 | 4,674,000 | 6,084,000 |
| Income tax | 450,000 | 1,034,000 | 1,586,000 | 1,951,000 |
| Net income | 892,000 | 2,056,000 | 3,088,000 | 4,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,481,000 | 55,460,000 | 50,941,000 | 44,944,000 |
| Total capital | 57,804,000 | 57,698,000 | 53,129,000 | 47,104,000 |
| Risk-weighted assets | 200,182,000 | 198,516,000 | 188,653,000 | 185,010,000 |