Call reports 2004
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2004
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 430,540,000 | 419,450,000 | 397,157,000 | 394,947,000 |
| Total loans | 157,061,000 | 157,348,000 | 154,927,000 | 154,220,000 |
| Allowance for loan losses | 2,786,000 | 2,655,000 | 2,658,000 | 2,346,000 |
| Securities available for sale | 174,735,000 | 166,412,000 | 169,106,000 | 163,085,000 |
| Securities held to maturity | 1,825,000 | 1,750,000 | 1,750,000 | 1,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,386,000 | 345,656,000 | 327,899,000 | 337,247,000 |
| Interest-bearing deposits | 314,096,000 | 307,667,000 | 288,771,000 | 301,007,000 |
| Noninterest-bearing deposits | 38,290,000 | 37,989,000 | 39,128,000 | 36,240,000 |
| Equity capital | 75,791,000 | 72,745,000 | 67,689,000 | 56,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,212,000 | 8,264,000 | 12,304,000 | 16,423,000 |
| Interest expense | 1,112,000 | 2,154,000 | 3,188,000 | 4,240,000 |
| Net interest income | 3,100,000 | 6,110,000 | 9,116,000 | 12,183,000 |
| Noninterest income | 419,000 | 802,000 | 1,221,000 | 1,576,000 |
| Noninterest expense | 1,640,000 | 3,350,000 | 4,968,000 | 7,040,000 |
| Provision for loan losses | 0 | 0 | 0 | -275,000 |
| Pretax income | 1,879,000 | 3,562,000 | 5,369,000 | 6,943,000 |
| Income tax | 643,000 | 1,198,000 | 1,804,000 | 2,295,000 |
| Net income | 1,236,000 | 2,364,000 | 3,565,000 | 4,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,727,000 | 73,671,000 | 67,816,000 | 56,899,000 |
| Total capital | 77,365,000 | 76,293,000 | 70,329,000 | 59,245,000 |
| Risk-weighted assets | 210,870,000 | 209,711,000 | 201,072,000 | 202,179,000 |