Call reports 2003
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2003
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 425,856,000 | 426,598,000 | 418,886,000 | 420,759,000 |
| Total loans | 145,882,000 | 151,650,000 | 154,411,000 | 154,951,000 |
| Allowance for loan losses | 2,876,000 | 2,829,000 | 2,838,000 | 2,825,000 |
| Securities available for sale | 192,096,000 | 179,346,000 | 170,277,000 | 173,538,000 |
| Securities held to maturity | 2,075,000 | 1,955,000 | 1,885,000 | 1,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,682,000 | 346,665,000 | 340,908,000 | 344,118,000 |
| Interest-bearing deposits | 317,639,000 | 316,551,000 | 309,314,000 | 309,292,000 |
| Noninterest-bearing deposits | 30,043,000 | 30,114,000 | 31,594,000 | 34,826,000 |
| Equity capital | 75,021,000 | 75,901,000 | 76,097,000 | 74,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,553,000 | 8,732,000 | 12,815,000 | 17,049,000 |
| Interest expense | 1,884,000 | 3,544,000 | 4,936,000 | 6,163,000 |
| Net interest income | 2,669,000 | 5,188,000 | 7,879,000 | 10,886,000 |
| Noninterest income | 359,000 | 706,000 | 1,103,000 | 2,077,000 |
| Noninterest expense | 1,610,000 | 3,096,000 | 4,761,000 | 6,879,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,418,000 | 2,798,000 | 4,221,000 | 6,084,000 |
| Income tax | 468,000 | 937,000 | 1,357,000 | 2,005,000 |
| Net income | 950,000 | 1,861,000 | 2,864,000 | 4,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,260,000 | 74,153,000 | 75,140,000 | 74,538,000 |
| Total capital | 75,638,000 | 76,654,000 | 77,723,000 | 77,164,000 |
| Risk-weighted assets | 189,716,000 | 199,740,000 | 206,347,000 | 209,856,000 |