Call reports 2002
FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER — 2002
What FIRST NATIONAL BANK & TRUST COMPANY OF MCALESTER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 446,403,000 | 440,556,000 | 436,244,000 | 439,727,000 |
| Total loans | 149,019,000 | 148,117,000 | 146,566,000 | 145,722,000 |
| Allowance for loan losses | 3,116,000 | 3,009,000 | 3,000,000 | 2,888,000 |
| Securities available for sale | 173,185,000 | 190,011,000 | 180,894,000 | 195,471,000 |
| Securities held to maturity | 20,765,000 | 16,697,000 | 15,534,000 | 7,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,041,000 | 352,286,000 | 353,025,000 | 357,188,000 |
| Interest-bearing deposits | 329,992,000 | 324,886,000 | 325,152,000 | 329,314,000 |
| Noninterest-bearing deposits | 27,049,000 | 27,400,000 | 27,873,000 | 27,874,000 |
| Equity capital | 84,750,000 | 85,231,000 | 78,224,000 | 77,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,826,000 | 11,435,000 | 16,809,000 | 21,855,000 |
| Interest expense | 2,800,000 | 5,359,000 | 7,773,000 | 9,931,000 |
| Net interest income | 3,026,000 | 6,076,000 | 9,036,000 | 11,924,000 |
| Noninterest income | 388,000 | 750,000 | 1,103,000 | 1,433,000 |
| Noninterest expense | 1,528,000 | 3,076,000 | 4,626,000 | 6,563,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,886,000 | 3,750,000 | 5,513,000 | 6,794,000 |
| Income tax | 692,000 | 1,272,000 | 1,875,000 | 2,350,000 |
| Net income | 1,194,000 | 2,478,000 | 3,638,000 | 4,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,724,000 | 83,365,000 | 76,010,000 | 74,866,000 |
| Total capital | 86,025,000 | 85,678,000 | 78,343,000 | 77,227,000 |
| Risk-weighted assets | 183,227,000 | 184,320,000 | 185,959,000 | 188,390,000 |