Call reports 2019
MAIN STREET BANK — 2019
What MAIN STREET BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 260,720,000 | 283,494,000 | 291,533,000 | 276,572,000 |
| Total loans | 244,032,000 | 266,788,000 | 277,379,000 | 260,794,000 |
| Allowance for loan losses | 1,330,000 | 1,331,000 | 1,336,000 | 1,833,000 |
| Securities available for sale | 5,356,000 | 5,167,000 | 4,852,000 | 4,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,644,000 | 239,984,000 | 233,732,000 | 235,136,000 |
| Interest-bearing deposits | 198,990,000 | 210,241,000 | 202,587,000 | 203,185,000 |
| Noninterest-bearing deposits | 33,654,000 | 29,743,000 | 31,145,000 | 31,951,000 |
| Equity capital | 23,187,000 | 23,840,000 | 24,822,000 | 24,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,464,000 | 7,020,000 | 10,724,000 | 14,416,000 |
| Interest expense | 1,024,000 | 2,152,000 | 3,349,000 | 4,483,000 |
| Net interest income | 2,440,000 | 4,868,000 | 7,375,000 | 9,933,000 |
| Noninterest income | 1,387,000 | 3,701,000 | 7,077,000 | 10,407,000 |
| Noninterest expense | 3,860,000 | 8,259,000 | 12,786,000 | 18,389,000 |
| Provision for loan losses | 0 | 0 | 224,000 | 720,000 |
| Pretax income | -33,000 | 310,000 | 1,442,000 | 1,231,000 |
| Income tax | 0 | -63,000 | 175,000 | 198,000 |
| Net income | -33,000 | 373,000 | 1,267,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,006,000 | 23,608,000 | 24,586,000 | 24,340,000 |
| Total capital | 24,336,000 | 24,939,000 | 25,922,000 | 26,173,000 |
| Risk-weighted assets | 207,557,000 | 223,428,000 | 228,512,000 | 218,807,000 |