Call reports 2018
MAIN STREET BANK — 2018
What MAIN STREET BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,465,000 | 251,603,000 | 258,024,000 | 255,194,000 |
| Total loans | 216,136,000 | 231,839,000 | 240,997,000 | 237,971,000 |
| Allowance for loan losses | 1,340,000 | 1,341,000 | 1,343,000 | 1,316,000 |
| Securities available for sale | 6,254,000 | 5,963,000 | 5,685,000 | 5,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,059,000 | 204,841,000 | 215,307,000 | 221,079,000 |
| Interest-bearing deposits | 179,267,000 | 173,477,000 | 181,309,000 | 187,604,000 |
| Noninterest-bearing deposits | 28,792,000 | 31,364,000 | 33,998,000 | 33,475,000 |
| Equity capital | 21,813,000 | 22,137,000 | 22,777,000 | 23,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,835,000 | 5,874,000 | 9,154,000 | 12,541,000 |
| Interest expense | 587,000 | 1,308,000 | 2,143,000 | 3,096,000 |
| Net interest income | 2,248,000 | 4,566,000 | 7,011,000 | 9,445,000 |
| Noninterest income | 1,562,000 | 3,654,000 | 6,748,000 | 8,975,000 |
| Noninterest expense | 3,794,000 | 7,744,000 | 11,766,000 | 15,855,000 |
| Provision for loan losses | 0 | 0 | 54,000 | 54,000 |
| Pretax income | 16,000 | 476,000 | 1,939,000 | 2,511,000 |
| Income tax | 0 | 100,000 | 407,000 | 527,000 |
| Net income | 16,000 | 376,000 | 1,532,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,698,000 | 22,032,000 | 22,696,000 | 23,061,000 |
| Total capital | 23,038,000 | 23,373,000 | 24,039,000 | 24,377,000 |
| Risk-weighted assets | 184,777,000 | 192,659,000 | 202,848,000 | 204,108,000 |