Call reports 2017
MAIN STREET BANK — 2017
What MAIN STREET BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,479,000 | 219,987,000 | 221,593,000 | 227,546,000 |
| Total loans | 194,848,000 | 200,866,000 | 202,236,000 | 208,359,000 |
| Allowance for loan losses | 1,316,000 | 1,326,000 | 1,327,000 | 1,338,000 |
| Securities available for sale | 7,545,000 | 7,235,000 | 6,923,000 | 6,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,836,000 | 183,733,000 | 192,439,000 | 196,658,000 |
| Interest-bearing deposits | 157,004,000 | 156,561,000 | 164,790,000 | 162,066,000 |
| Noninterest-bearing deposits | 28,832,000 | 27,172,000 | 27,649,000 | 34,592,000 |
| Equity capital | 19,597,000 | 20,197,000 | 20,652,000 | 21,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,126,000 | 7,818,000 | 10,595,000 |
| Interest expense | 394,000 | 816,000 | 1,295,000 | 1,816,000 |
| Net interest income | 2,153,000 | 4,310,000 | 6,523,000 | 8,779,000 |
| Noninterest income | 2,358,000 | 5,205,000 | 7,808,000 | 10,073,000 |
| Noninterest expense | 4,017,000 | 8,144,000 | 12,659,000 | 16,865,000 |
| Provision for loan losses | -112,000 | -112,000 | -112,000 | 188,000 |
| Pretax income | 606,000 | 1,483,000 | 1,784,000 | 1,799,000 |
| Income tax | 206,000 | 504,000 | 606,000 | 730,000 |
| Net income | 400,000 | 979,000 | 1,178,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,404,000 | 19,983,000 | 20,431,000 | 21,693,000 |
| Total capital | 20,720,000 | 21,309,000 | 21,758,000 | 23,031,000 |
| Risk-weighted assets | 166,212,000 | 170,197,000 | 177,471,000 | 179,978,000 |