Call reports 2012
MAIN STREET BANK — 2012
What MAIN STREET BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,020,000 | 117,573,000 | 133,417,000 | 144,905,000 |
| Total loans | 93,431,000 | 105,741,000 | 118,846,000 | 128,331,000 |
| Allowance for loan losses | 1,239,000 | 1,304,000 | 1,347,000 | 1,211,000 |
| Securities available for sale | 3,398,000 | 2,842,000 | 2,793,000 | 2,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,958,000 | 106,939,000 | 113,890,000 | 125,909,000 |
| Interest-bearing deposits | 90,892,000 | 91,130,000 | 99,753,000 | 109,881,000 |
| Noninterest-bearing deposits | 13,066,000 | 15,809,000 | 14,137,000 | 16,028,000 |
| Equity capital | 8,908,000 | 10,322,000 | 11,875,000 | 11,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,744,000 | 4,258,000 | 5,906,000 |
| Interest expense | 268,000 | 533,000 | 807,000 | 1,094,000 |
| Net interest income | 1,062,000 | 2,211,000 | 3,451,000 | 4,812,000 |
| Noninterest income | 2,164,000 | 5,174,000 | 8,757,000 | 12,781,000 |
| Noninterest expense | 2,330,000 | 4,966,000 | 8,160,000 | 12,030,000 |
| Provision for loan losses | 10,000 | 110,000 | 179,000 | 221,000 |
| Pretax income | 886,000 | 2,309,000 | 3,869,000 | 5,342,000 |
| Income tax | 0 | 0 | 0 | 1,000,000 |
| Net income | 886,000 | 2,309,000 | 3,869,000 | 4,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,688,000 | 10,110,000 | 11,669,000 | 10,943,000 |
| Total capital | 9,725,000 | 11,258,000 | 12,917,000 | 12,154,000 |
| Risk-weighted assets | 82,781,000 | 91,604,000 | 99,677,000 | 109,076,000 |