Call reports 2011
MAIN STREET BANK — 2011
What MAIN STREET BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 90,206,000 | 86,897,000 | 98,723,000 | 107,192,000 |
| Total loans | 64,504,000 | 67,762,000 | 86,715,000 | 90,378,000 |
| Allowance for loan losses | 1,251,000 | 1,304,000 | 1,324,000 | 1,257,000 |
| Securities available for sale | 5,527,000 | 5,200,000 | 3,636,000 | 3,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,764,000 | 80,359,000 | 87,702,000 | 98,994,000 |
| Interest-bearing deposits | 75,084,000 | 69,827,000 | 76,870,000 | 88,400,000 |
| Noninterest-bearing deposits | 8,680,000 | 10,532,000 | 10,832,000 | 10,594,000 |
| Equity capital | 6,248,000 | 6,460,000 | 6,970,000 | 8,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,182,000 | 3,364,000 | 4,720,000 |
| Interest expense | 305,000 | 579,000 | 835,000 | 1,106,000 |
| Net interest income | 792,000 | 1,603,000 | 2,529,000 | 3,614,000 |
| Noninterest income | 822,000 | 1,819,000 | 2,919,000 | 5,090,000 |
| Noninterest expense | 1,557,000 | 3,095,000 | 4,589,000 | 6,820,000 |
| Provision for loan losses | 23,000 | 101,000 | 121,000 | 82,000 |
| Pretax income | 34,000 | 226,000 | 738,000 | 1,802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 226,000 | 738,000 | 1,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,005,000 | 6,205,000 | 6,726,000 | 7,798,000 |
| Total capital | 6,815,000 | 7,055,000 | 7,705,000 | 8,801,000 |
| Risk-weighted assets | 64,340,000 | 67,560,000 | 78,335,000 | 79,983,000 |