Call reports 2024
CITY STATE BANK — 2024
What CITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 733,606,000 | 714,977,000 | 734,545,000 | 765,153,000 |
| Total loans | 536,705,000 | 551,857,000 | 562,250,000 | 568,495,000 |
| Allowance for loan losses | 5,381,000 | 5,514,000 | 5,633,000 | 5,765,000 |
| Securities available for sale | 104,127,000 | 97,883,000 | 94,352,000 | 96,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,165,000 | 634,908,000 | 651,228,000 | 682,401,000 |
| Interest-bearing deposits | 527,142,000 | 507,530,000 | 526,246,000 | 557,718,000 |
| Noninterest-bearing deposits | 128,023,000 | 127,378,000 | 124,982,000 | 124,683,000 |
| Equity capital | 59,374,000 | 60,536,000 | 63,625,000 | 64,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,650,000 | 17,792,000 | 27,156,000 | 36,917,000 |
| Interest expense | 4,338,000 | 8,810,000 | 13,392,000 | 17,797,000 |
| Net interest income | 4,312,000 | 8,982,000 | 13,764,000 | 19,120,000 |
| Noninterest income | 2,217,000 | 4,265,000 | 6,617,000 | 8,880,000 |
| Noninterest expense | 4,394,000 | 8,934,000 | 13,457,000 | 18,429,000 |
| Provision for loan losses | 120,000 | 255,000 | 473,000 | 493,000 |
| Pretax income | 2,015,000 | 4,058,000 | 6,323,000 | 8,950,000 |
| Income tax | 87,000 | 160,000 | 259,000 | 378,000 |
| Net income | 1,928,000 | 3,898,000 | 6,064,000 | 8,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,189,000 | 63,512,000 | 64,859,000 | 66,468,000 |
| Total capital | 67,569,000 | 69,026,000 | 70,492,000 | 72,233,000 |
| Risk-weighted assets | 543,473,000 | 557,529,000 | 570,070,000 | 579,023,000 |