Call reports 2023
CITY STATE BANK — 2023
What CITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 693,934,000 | 695,034,000 | 687,253,000 | 731,695,000 |
| Total loans | 488,345,000 | 510,534,000 | 524,029,000 | 528,885,000 |
| Allowance for loan losses | 4,896,000 | 5,095,000 | 5,254,000 | 5,257,000 |
| Securities available for sale | 113,699,000 | 107,142,000 | 104,819,000 | 104,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 629,893,000 | 630,840,000 | 612,869,000 | 654,475,000 |
| Interest-bearing deposits | 481,084,000 | 478,146,000 | 474,637,000 | 516,888,000 |
| Noninterest-bearing deposits | 148,809,000 | 152,694,000 | 138,232,000 | 137,587,000 |
| Equity capital | 52,786,000 | 52,508,000 | 54,651,000 | 58,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,940,000 | 14,632,000 | 22,518,000 | 30,961,000 |
| Interest expense | 2,867,000 | 6,308,000 | 10,019,000 | 14,002,000 |
| Net interest income | 4,073,000 | 8,324,000 | 12,499,000 | 16,959,000 |
| Noninterest income | 1,837,000 | 3,784,000 | 5,807,000 | 7,749,000 |
| Noninterest expense | 4,191,000 | 8,525,000 | 12,872,000 | 17,378,000 |
| Provision for loan losses | 0 | 195,000 | 350,000 | 350,000 |
| Pretax income | 1,719,000 | 3,388,000 | 5,084,000 | 6,980,000 |
| Income tax | 68,000 | 144,000 | 223,000 | 315,000 |
| Net income | 1,651,000 | 3,244,000 | 4,861,000 | 6,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,819,000 | 56,757,000 | 60,032,000 | 61,181,000 |
| Total capital | 60,715,000 | 61,852,000 | 65,286,000 | 66,438,000 |
| Risk-weighted assets | 516,086,000 | 527,538,000 | 538,764,000 | 533,031,000 |