Call reports 2022
CITY STATE BANK — 2022
What CITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 645,297,000 | 650,519,000 | 621,471,000 | 681,375,000 |
| Total loans | 385,615,000 | 428,519,000 | 454,443,000 | 487,819,000 |
| Allowance for loan losses | 4,009,000 | 4,187,000 | 4,541,000 | 4,876,000 |
| Securities available for sale | 55,177,000 | 88,721,000 | 113,310,000 | 112,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,406,000 | 587,820,000 | 560,822,000 | 619,464,000 |
| Interest-bearing deposits | 421,783,000 | 430,874,000 | 405,712,000 | 451,916,000 |
| Noninterest-bearing deposits | 159,623,000 | 156,946,000 | 155,110,000 | 167,548,000 |
| Equity capital | 51,095,000 | 50,790,000 | 48,428,000 | 50,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,304,000 | 9,213,000 | 14,965,000 | 21,572,000 |
| Interest expense | 569,000 | 1,312,000 | 2,422,000 | 4,580,000 |
| Net interest income | 3,735,000 | 7,901,000 | 12,543,000 | 16,992,000 |
| Noninterest income | 1,794,000 | 3,760,000 | 5,606,000 | 7,363,000 |
| Noninterest expense | 3,863,000 | 7,750,000 | 11,814,000 | 16,056,000 |
| Provision for loan losses | 0 | 175,000 | 525,000 | 855,000 |
| Pretax income | 1,666,000 | 3,736,000 | 5,810,000 | 7,444,000 |
| Income tax | 74,000 | 177,000 | 284,000 | 364,000 |
| Net income | 1,592,000 | 3,559,000 | 5,526,000 | 7,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,301,000 | 52,612,000 | 53,925,000 | 54,823,000 |
| Total capital | 55,310,000 | 56,799,000 | 58,466,000 | 59,699,000 |
| Risk-weighted assets | 420,734,000 | 464,178,000 | 489,566,000 | 514,788,000 |