Call reports 2021
CITY STATE BANK — 2021
What CITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 572,136,000 | 611,332,000 | 614,275,000 | 636,179,000 |
| Total loans | 386,688,000 | 383,537,000 | 382,458,000 | 381,583,000 |
| Allowance for loan losses | 3,940,000 | 3,945,000 | 3,998,000 | 4,006,000 |
| Securities available for sale | 50,266,000 | 47,345,000 | 45,668,000 | 50,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,717,000 | 543,458,000 | 545,189,000 | 567,594,000 |
| Interest-bearing deposits | 364,286,000 | 400,367,000 | 389,981,000 | 411,254,000 |
| Noninterest-bearing deposits | 141,431,000 | 143,091,000 | 155,208,000 | 156,340,000 |
| Equity capital | 48,254,000 | 49,907,000 | 51,985,000 | 52,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,375,000 | 9,085,000 | 14,426,000 | 18,827,000 |
| Interest expense | 755,000 | 1,487,000 | 2,147,000 | 2,818,000 |
| Net interest income | 3,620,000 | 7,598,000 | 12,279,000 | 16,009,000 |
| Noninterest income | 1,444,000 | 3,184,000 | 5,056,000 | 6,950,000 |
| Noninterest expense | 3,578,000 | 7,041,000 | 10,746,000 | 14,655,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 1,486,000 | 3,741,000 | 6,539,000 | 8,254,000 |
| Income tax | 74,000 | 177,000 | 318,000 | 402,000 |
| Net income | 1,412,000 | 3,564,000 | 6,221,000 | 7,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,628,000 | 48,263,000 | 50,404,000 | 50,871,000 |
| Total capital | 50,568,000 | 52,208,000 | 54,402,000 | 54,877,000 |
| Risk-weighted assets | 394,297,000 | 396,376,000 | 402,952,000 | 409,158,000 |