Call reports 2020
CITY STATE BANK — 2020
What CITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 490,771,000 | 551,192,000 | 537,703,000 | 577,505,000 |
| Total loans | 333,100,000 | 373,355,000 | 386,644,000 | 382,485,000 |
| Allowance for loan losses | 3,387,000 | 3,746,000 | 3,831,000 | 3,935,000 |
| Securities available for sale | 39,394,000 | 40,139,000 | 42,566,000 | 50,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,456,000 | 476,469,000 | 466,285,000 | 508,438,000 |
| Interest-bearing deposits | 319,217,000 | 348,839,000 | 341,689,000 | 361,169,000 |
| Noninterest-bearing deposits | 102,239,000 | 127,630,000 | 124,596,000 | 147,269,000 |
| Equity capital | 41,494,000 | 45,168,000 | 46,826,000 | 47,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,374,000 | 8,535,000 | 13,475,000 | 17,785,000 |
| Interest expense | 1,085,000 | 2,023,000 | 2,903,000 | 3,709,000 |
| Net interest income | 3,289,000 | 6,512,000 | 10,572,000 | 14,076,000 |
| Noninterest income | 1,468,000 | 2,904,000 | 4,609,000 | 6,676,000 |
| Noninterest expense | 3,365,000 | 6,782,000 | 10,328,000 | 14,153,000 |
| Provision for loan losses | 50,000 | 405,000 | 505,000 | 605,000 |
| Pretax income | 1,342,000 | 2,229,000 | 4,348,000 | 5,994,000 |
| Income tax | 60,000 | 106,000 | 212,000 | 295,000 |
| Net income | 1,282,000 | 2,123,000 | 4,136,000 | 5,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,931,000 | 43,205,000 | 44,854,000 | 45,653,000 |
| Total capital | 44,318,000 | — | — | — |
| Risk-weighted assets | 359,960,000 | — | — | — |