Call reports 2019
CITY STATE BANK — 2019
What CITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 411,764,000 | 415,167,000 | 428,126,000 | 448,740,000 |
| Total loans | 304,456,000 | 312,473,000 | 313,104,000 | 327,840,000 |
| Allowance for loan losses | 3,094,000 | 3,127,000 | 3,181,000 | 3,333,000 |
| Securities available for sale | 42,276,000 | 39,937,000 | 37,155,000 | 39,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,007,000 | 363,613,000 | 375,201,000 | 393,661,000 |
| Interest-bearing deposits | 268,630,000 | 272,301,000 | 279,159,000 | 291,488,000 |
| Noninterest-bearing deposits | 92,377,000 | 91,312,000 | 96,042,000 | 102,173,000 |
| Equity capital | 38,289,000 | 39,136,000 | 40,289,000 | 41,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,170,000 | 8,540,000 | 13,096,000 | 17,528,000 |
| Interest expense | 1,090,000 | 2,256,000 | 3,428,000 | 4,629,000 |
| Net interest income | 3,080,000 | 6,284,000 | 9,668,000 | 12,899,000 |
| Noninterest income | 1,107,000 | 2,374,000 | 3,929,000 | 5,590,000 |
| Noninterest expense | 2,974,000 | 6,046,000 | 9,412,000 | 12,804,000 |
| Provision for loan losses | 0 | 30,000 | 80,000 | 225,000 |
| Pretax income | 1,213,000 | 2,582,000 | 4,104,000 | 5,458,000 |
| Income tax | 58,000 | 127,000 | 203,000 | 271,000 |
| Net income | 1,155,000 | 2,455,000 | 3,901,000 | 5,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,074,000 | 37,608,000 | 38,689,000 | 39,612,000 |
| Total capital | 40,168,000 | 40,735,000 | 41,870,000 | 42,950,000 |
| Risk-weighted assets | 314,862,000 | 323,475,000 | 325,782,000 | 346,577,000 |