Call reports 2018
CITY STATE BANK — 2018
What CITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 377,179,000 | 405,177,000 | 409,922,000 | 403,484,000 |
| Total loans | 287,354,000 | 302,464,000 | 294,476,000 | 296,776,000 |
| Allowance for loan losses | 2,950,000 | 3,081,000 | 3,085,000 | 3,090,000 |
| Securities available for sale | 47,344,000 | 42,772,000 | 41,855,000 | 42,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,935,000 | 357,301,000 | 360,683,000 | 354,035,000 |
| Interest-bearing deposits | 250,138,000 | 272,712,000 | 274,940,000 | 262,683,000 |
| Noninterest-bearing deposits | 81,797,000 | 84,589,000 | 85,743,000 | 91,352,000 |
| Equity capital | 33,288,000 | 34,289,000 | 35,355,000 | 36,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,639,000 | 7,522,000 | 11,549,000 | 15,735,000 |
| Interest expense | 559,000 | 1,314,000 | 2,258,000 | 3,348,000 |
| Net interest income | 3,080,000 | 6,208,000 | 9,291,000 | 12,387,000 |
| Noninterest income | 1,292,000 | 2,639,000 | 3,926,000 | 5,153,000 |
| Noninterest expense | 2,789,000 | 5,684,000 | 8,756,000 | 11,999,000 |
| Provision for loan losses | 100,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 1,483,000 | 2,939,000 | 4,237,000 | 5,317,000 |
| Income tax | 76,000 | 147,000 | 213,000 | 269,000 |
| Net income | 1,407,000 | 2,792,000 | 4,024,000 | 5,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,566,000 | 33,563,000 | 34,831,000 | 35,891,000 |
| Total capital | 35,516,000 | 36,644,000 | 37,916,000 | 38,981,000 |
| Risk-weighted assets | 298,193,000 | 309,865,000 | 299,100,000 | 302,715,000 |