Call reports 2017
CITY STATE BANK — 2017
What CITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 360,423,000 | 367,322,000 | 359,536,000 | 371,813,000 |
| Total loans | 257,889,000 | 252,943,000 | 263,836,000 | 278,255,000 |
| Allowance for loan losses | 2,723,000 | 2,737,000 | 2,742,000 | 2,843,000 |
| Securities available for sale | 48,526,000 | 45,717,000 | 43,464,000 | 47,904,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,707,000 | 322,453,000 | 313,844,000 | 326,940,000 |
| Interest-bearing deposits | 236,159,000 | 241,565,000 | 232,727,000 | 241,514,000 |
| Noninterest-bearing deposits | 80,548,000 | 80,888,000 | 81,117,000 | 85,426,000 |
| Equity capital | 30,667,000 | 31,890,000 | 32,616,000 | 32,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,099,000 | 6,351,000 | 9,682,000 | 13,148,000 |
| Interest expense | 371,000 | 763,000 | 1,186,000 | 1,673,000 |
| Net interest income | 2,728,000 | 5,588,000 | 8,496,000 | 11,475,000 |
| Noninterest income | 1,097,000 | 2,246,000 | 3,370,000 | 4,429,000 |
| Noninterest expense | 2,549,000 | 5,258,000 | 7,989,000 | 10,810,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,276,000 | 2,576,000 | 3,877,000 | 4,994,000 |
| Income tax | 67,000 | 132,000 | 199,000 | 254,000 |
| Net income | 1,209,000 | 2,444,000 | 3,678,000 | 4,740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,728,000 | 30,477,000 | 31,231,000 | 31,769,000 |
| Total capital | 32,451,000 | 33,214,000 | 33,973,000 | 34,612,000 |
| Risk-weighted assets | 270,104,000 | 264,782,000 | 281,044,000 | 296,684,000 |