Call reports 2015
CITY STATE BANK — 2015
What CITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 314,598,000 | 314,617,000 | 310,426,000 | 327,277,000 |
| Total loans | 229,290,000 | 238,680,000 | 244,751,000 | 248,523,000 |
| Allowance for loan losses | 2,155,000 | 2,243,000 | 2,457,000 | 2,488,000 |
| Securities available for sale | 55,635,000 | 42,689,000 | 40,747,000 | 39,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,366,000 | 264,668,000 | 264,383,000 | 284,963,000 |
| Interest-bearing deposits | 158,001,000 | 155,371,000 | 158,915,000 | 218,803,000 |
| Noninterest-bearing deposits | 102,365,000 | 109,297,000 | 105,468,000 | 66,160,000 |
| Equity capital | 27,106,000 | 27,348,000 | 28,129,000 | 28,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,403,000 | 8,279,000 | 11,146,000 |
| Interest expense | 300,000 | 631,000 | 981,000 | 1,339,000 |
| Net interest income | 2,353,000 | 4,772,000 | 7,298,000 | 9,807,000 |
| Noninterest income | 935,000 | 1,966,000 | 3,116,000 | 4,197,000 |
| Noninterest expense | 2,259,000 | 4,538,000 | 6,876,000 | 9,537,000 |
| Provision for loan losses | 90,000 | 165,000 | 375,000 | 515,000 |
| Pretax income | 953,000 | 2,049,000 | 3,177,000 | 3,966,000 |
| Income tax | 47,000 | 102,000 | 158,000 | 199,000 |
| Net income | 906,000 | 1,947,000 | 3,019,000 | 3,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,543,000 | 26,207,000 | 26,910,000 | 27,028,000 |
| Total capital | 27,698,000 | 28,450,000 | 29,367,000 | 29,516,000 |
| Risk-weighted assets | 239,862,000 | 248,647,000 | 249,900,000 | 251,198,000 |