Call reports 2013
CITY STATE BANK — 2013
What CITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 264,031,000 | 265,025,000 | 261,847,000 | 274,738,000 |
| Total loans | 153,388,000 | 160,639,000 | 166,653,000 | 178,559,000 |
| Allowance for loan losses | 1,527,000 | 1,552,000 | 1,590,000 | 1,625,000 |
| Securities available for sale | 79,503,000 | 72,424,000 | 73,073,000 | 71,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,292,000 | 214,520,000 | 211,521,000 | 224,508,000 |
| Interest-bearing deposits | 140,892,000 | 137,801,000 | 133,826,000 | 140,952,000 |
| Noninterest-bearing deposits | 74,400,000 | 76,719,000 | 77,695,000 | 83,556,000 |
| Equity capital | 24,774,000 | 24,269,000 | 24,968,000 | 25,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,446,000 | 6,705,000 | 9,030,000 |
| Interest expense | 345,000 | 681,000 | 1,002,000 | 1,301,000 |
| Net interest income | 1,855,000 | 3,765,000 | 5,703,000 | 7,729,000 |
| Noninterest income | 827,000 | 1,727,000 | 2,685,000 | 3,569,000 |
| Noninterest expense | 1,796,000 | 3,691,000 | 5,603,000 | 7,746,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 185,000 |
| Pretax income | 861,000 | 1,751,000 | 2,685,000 | 3,366,000 |
| Income tax | 44,000 | 88,000 | 135,000 | 170,000 |
| Net income | 817,000 | 1,663,000 | 2,550,000 | 3,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,743,000 | 23,214,000 | 23,725,000 | 23,797,000 |
| Total capital | 24,270,000 | 24,766,000 | 25,315,000 | 25,422,000 |
| Risk-weighted assets | 170,420,000 | 176,986,000 | 182,618,000 | 191,200,000 |