Call reports 2012
CITY STATE BANK — 2012
What CITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 245,542,000 | 243,238,000 | 247,077,000 | 261,399,000 |
| Total loans | 144,432,000 | 148,422,000 | 154,992,000 | 164,611,000 |
| Allowance for loan losses | 1,457,000 | 1,482,000 | 1,466,000 | 1,456,000 |
| Securities available for sale | 81,986,000 | 79,932,000 | 80,493,000 | 76,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,060,000 | 201,619,000 | 200,244,000 | 214,395,000 |
| Interest-bearing deposits | 140,125,000 | 136,474,000 | 132,353,000 | 141,519,000 |
| Noninterest-bearing deposits | 64,935,000 | 65,145,000 | 67,891,000 | 72,876,000 |
| Equity capital | 22,850,000 | 23,467,000 | 24,079,000 | 24,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,457,000 | 6,738,000 | 9,045,000 |
| Interest expense | 398,000 | 774,000 | 1,142,000 | 1,473,000 |
| Net interest income | 1,822,000 | 3,683,000 | 5,596,000 | 7,572,000 |
| Noninterest income | 728,000 | 1,549,000 | 2,408,000 | 3,304,000 |
| Noninterest expense | 1,690,000 | 3,482,000 | 5,323,000 | 7,312,000 |
| Provision for loan losses | 50,000 | 75,000 | 100,000 | 295,000 |
| Pretax income | 932,000 | 1,797,000 | 2,703,000 | 3,391,000 |
| Income tax | 42,000 | 85,000 | 131,000 | 166,000 |
| Net income | 890,000 | 1,712,000 | 2,572,000 | 3,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,491,000 | 21,088,000 | 21,722,000 | 22,151,000 |
| Total capital | 21,948,000 | 22,570,000 | 23,188,000 | 23,607,000 |
| Risk-weighted assets | 165,031,000 | 160,541,000 | 170,563,000 | 170,818,000 |