Call reports 2011
CITY STATE BANK — 2011
What CITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 236,924,000 | 233,292,000 | 233,249,000 | 236,027,000 |
| Total loans | 131,861,000 | 136,115,000 | 141,607,000 | 138,315,000 |
| Allowance for loan losses | 1,354,000 | 1,572,000 | 1,607,000 | 1,407,000 |
| Securities available for sale | 77,371,000 | 84,996,000 | 80,321,000 | 80,946,000 |
| Securities held to maturity | 215,000 | 140,000 | 140,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,405,000 | 193,722,000 | 195,912,000 | 196,719,000 |
| Interest-bearing deposits | 145,302,000 | 135,148,000 | 136,292,000 | 134,459,000 |
| Noninterest-bearing deposits | 62,103,000 | 58,574,000 | 59,620,000 | 62,260,000 |
| Equity capital | 20,095,000 | 21,254,000 | 22,183,000 | 22,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,634,000 | 7,018,000 | 9,333,000 |
| Interest expense | 568,000 | 1,075,000 | 1,556,000 | 1,986,000 |
| Net interest income | 1,719,000 | 3,559,000 | 5,462,000 | 7,347,000 |
| Noninterest income | 492,000 | 1,069,000 | 1,792,000 | 2,516,000 |
| Noninterest expense | 1,643,000 | 3,298,000 | 4,961,000 | 6,928,000 |
| Provision for loan losses | 75,000 | 100,000 | 150,000 | 450,000 |
| Pretax income | 494,000 | 1,283,000 | 2,242,000 | 2,584,000 |
| Income tax | 28,000 | 69,000 | 116,000 | 134,000 |
| Net income | 466,000 | 1,214,000 | 2,126,000 | 2,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,439,000 | 18,988,000 | 19,699,000 | 19,825,000 |
| Total capital | 19,793,000 | 20,560,000 | 21,306,000 | 21,232,000 |
| Risk-weighted assets | 143,305,000 | 145,585,000 | 159,595,000 | 150,433,000 |